A workers’ comp ghost policy is a type of workers’ compensation insurance policy that covers a business on paper but doesn’t provide any actual benefits. These policies are most common in the construction industry, where contractors often need to show proof of workers’ compensation coverage to win bids or satisfy general contractors’ requirements. In essence, a ghost…

If you work as a temporary employee through an agency in North Carolina, you face a greater risk of workplace injury than most of your permanently employed peers. Studies consistently show that temporary workers sustain injuries at higher rates than permanent workers, likely due to factors like shorter job tenure and less safety training. Despite…

North Carolina is one of only a small handful of states with a “pure contributory negligence” rule that applies in personal injury cases. If you’ve been hurt in an accident in North Carolina, that doctrine can have huge implications for your case. Under this rule, a finding of even minimal fault on your part that…

Too often, accident victims become victimized a second time by the insurance companies that are supposed to help them. Don’t let this happen to you. When the insurance company makes an initial settlement offer, be wary. If you accept a personal injury settlement without a lawyer, you may not be getting as much as you…

Are you thinking about taking a trip while recovering from a workplace injury? You may wonder, “Are you allowed to travel while on workers’ compensation?” Even a short vacation could raise questions if it interferes with your treatment or vocational rehabilitation (job search) or appears inconsistent with your medical restrictions and inability to work. Before…

Many people assume that when a pedestrian is struck by a vehicle, the driver is always to blame. But can a pedestrian be at fault for a car accident? Yes, under certain conditions, an injured pedestrian can be legally responsible for injuries to others in a car accident. Can a Pedestrian Be At Fault for…

Post-traumatic stress disorder (PTSD) is a mental health condition that can develop after someone lives through a violent or life-threatening event. The types of events that may cause PTSD symptoms include serious car crashes and other motor vehicle accidents, assaults, natural disasters, and combat. A traumatic event, such as a high-speed car crash, can cause…

A car accident can change your life in an instant. However, understanding the cause of the collision can take much longer. Two common causes of car accidents are driver error and mechanical failure. Determining the extent to which each contributed to the crash is crucial for maximizing your compensation. Depending on how the collision occurred,…

Knowing how to choose a car accident lawyer is challenging, particularly if it’s your first time seeking legal assistance. How do you sort the good from the bad, and what makes a “good” car accident lawyer, anyway? If you need help finding legal support, follow these tips. Find a Lawyer that Focuses on Personal Injury…

If you were injured on the job in North Carolina, workers’ compensation benefits can provide the medical treatment and wage loss benefits you need while you recover. However, understanding how and when workers’ compensation will pay these benefits to you can be confusing, especially if this is your first time using the system. And the…