A workers’ comp ghost policy is a type of workers’ compensation insurance policy that covers a business on paper but doesn’t provide any actual benefits. These policies are most common in the construction industry, where contractors often need to show proof of workers’ compensation coverage to win bids or satisfy general contractors’ requirements. In essence, a ghost…
Has a workplace injury left you completely unable to work? Temporary total disability (TTD) benefits exist to help injured workers in North Carolina make ends meet while they focus on recovery, but many workers encounter obstacles when they try to claim them. An experienced workers’ comp attorney at Younce, Vtipil, Baznik & Banks can walk…
After a crash, the facts don’t always speak for themselves. In most cases, someone has to prove those facts by gathering and presenting evidence that withstands scrutiny from insurance companies and defense attorneys. The role of evidence in car accident lawsuits is to back up your account of what happened and your demands for compensation….
If you work as a temporary employee through an agency in North Carolina, you face a greater risk of workplace injury than most of your permanently employed peers. Studies consistently show that temporary workers sustain injuries at higher rates than permanent workers, likely due to factors like shorter job tenure and less safety training. Despite…
The Raleigh personal injury firm is excited for this opportunity to give back to the community it serves. The personal injury attorneys at Younce, Vtipil, Baznik & Banks are dedicated to making a positive difference in people’s lives. While that often means providing legal representation for injured North Carolinians, the firm strives to support its…
North Carolina is one of only a small handful of states with a “pure contributory negligence” rule that applies in personal injury cases. If you’ve been hurt in an accident in North Carolina, that doctrine can have huge implications for your case. Under this rule, a finding of even minimal fault on your part that…
In a personal injury case, the term “damages” refers to the money a court awards you to compensate for the losses you suffered because of someone else’s negligence. The purpose is to make you whole again by restoring you, as much as money can, to the position you’d have been in if the accident had…
Compensation for children involved in a car accident focuses on how the crash affected both the child and their family, often covering medical expenses, future treatment, and the physical and emotional effects of the crash. It can also address how crash injuries limit a child’s daily activities, school life, or long-term health. If your child…
Social media is a huge part of many people’s lives. But when you’ve been injured at work, your usual social media habits can actually harm your case. Insurers will do everything they can to deny or minimize your claim, including going through your social media platforms to find posts or pictures that make you appear…
Decisions in car accident cases often come down to more than just the information available through eyewitness accounts, police reports, and physical evidence. In cases involving liability disputes or catastrophic injuries, input from expert witnesses can make a critical difference. These professionals offer technical insights that help judges, juries, and insurers understand how a crash…
